Is ATM Cred Loan App Safe? RBI DLA Directory Verdict
Directory checked 2026-09-01
- ✅ Listed in RBI's DLA directory as “ATM Cred”
- 🏛️ Deployed by: 2 regulated entities (see below)
- 📧 Grievance officer: cs@swastikfinance.in
- 🛡️ Complaint route: RBI CMS portal (free)
🔍 ATM Cred — What RBI's DLA Directory Records
| Regulated entity | AVON MONEY SOLUTION INDIA LIMITED (NBFC) |
| Entity website | https://swastikfinance.in/ |
| Grievance officer | Pankaj Grover |
| Grievance contact | cs@swastikfinance.in · 9015130910 |
| Regulated entity | SWASTIK FINANCE LIMITED (FORMERLY KNOWN AS AVON MONEY SOLUTION INDIA LIMITED) (NBFC) |
| Entity website | https://swastikfinance.in |
| Grievance officer | Pankaj Grover |
| Grievance contact | grievance@swastikfinance.in · 919015130910000 |
📱 Distributed via: Google Play
Source: RBI — Digital Lending Apps deployed by Regulated Entities (public directory), checked 2026-09-01. Listings are reported by the regulated entities on RBI's CIMS portal without further validation by RBI — a listing is not an RBI endorsement. Always confirm the lender named inside the app matches the entity above before sharing documents.
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Is ATM Cred loan app safe?
ATM Cred is listed in RBI's public directory of Digital Lending Apps, deployed by 2 regulated entities including AVON MONEY SOLUTION INDIA LIMITED (NBFC). The listing is reported by the regulated entity on RBI's CIMS portal — always confirm the lender named inside the app matches one of these entities before sharing KYC.
Which lender is behind ATM Cred?
ATM Cred is deployed by 2 RBI-regulated entities: AVON MONEY SOLUTION INDIA LIMITED, SWASTIK FINANCE LIMITED (FORMERLY KNOWN AS AVON MONEY SOLUTION INDIA LIMITED). Your loan agreement names the specific entity for your loan — check it there.
ATM Cred customer care / grievance contact?
The grievance redressal officer on record for AVON MONEY SOLUTION INDIA LIMITED is Pankaj Grover — cs@swastikfinance.in, 9015130910. Use this official contact, not helpline numbers found via Google search (scam helplines target loan-app users).
How do I complain against ATM Cred?
Step 1: raise the issue inside the app. Step 2: email the grievance officer (cs@swastikfinance.in). Step 3: no resolution in 30 days — escalate free to the RBI Ombudsman at cms.rbi.org.in.
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