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Is Angel One Loan App Safe? RBI DLA Directory Verdict

Directory checked 2026-10-12

  • ✅ Listed in RBI's DLA directory as “Angel One”
  • 🏛️ Deployed by: 6 regulated entities (see below)
  • 📧 Grievance officer: lendingsupport@angelone.in
  • 🛡️ Complaint route: RBI CMS portal (free)

🔍 Angel One — What RBI's DLA Directory Records

Regulated entityANGEL FINCAP PRIVATE LIMITED (NBFC)
LSP (Lending Service Provider)Angel One Limited
Entity websitehttps://angelonecredit.in/
Grievance officerMr.Gable Fernandes
Grievance contactlendingsupport@angelone.in · 8655731284
Regulated entityEARLYSALARY SERVICES PRIVATE LIMITED (OLD NAME ASHISH SECURITIES PVT. LTD.) (NBFC)
LSP (Lending Service Provider)Angel One Limited
Entity websitehttps://www.earlysalary.in
Grievance officerGable Fernandes?(Contact no. 18001020)
Grievance contactlendingsupport@angelone.in?? · 0
Regulated entityIDFC FIRST BANK LIMITED (BANK)
LSP (Lending Service Provider)Angel One Limited
Entity websitehttps://www.idfcfirstbank.com/personal-banking/adlp/digital-lending-partners
Grievance officerMr.Gable Fernandes
Grievance contactlendingsupport@angelbroking.com · 8655731284
Regulated entityKISETSU SAISON FINANCE (INDIA) PRIVATE LIMITED (NBFC)
LSP (Lending Service Provider)Angel One Limited
Entity websitehttps://creditsaison.in/partnercontact
Grievance officerGable Fernandes
Grievance contactlendingsupport@angelbroking.com · 18001020
Regulated entityKRAZYBEE SERVICES LIMITED (EARLIER KNOWN AS KRAZYBEE SERVICES PRIVATE LIMITED) (NBFC)
LSP (Lending Service Provider)Angel One Limited
Entity websitehttps://www.kbnbfc.in/
Grievance officerMr. Gable Fernandes
Grievance contactlendingsupport@angelbroking.com · 8655731284
Regulated entityKRAZYBEE SERVICES PRIVATE LIMITED (NBFC)
LSP (Lending Service Provider)Angel One Limited
Entity websitehttps://www.kbnbfc.in/
Grievance officerMr. Gable Fernandes
Grievance contactlendingsupport@angelbroking.com · 8655731284

📱 Distributed via: Google Play · iOS App Store · Website

Source: RBI — Digital Lending Apps deployed by Regulated Entities (public directory), checked 2026-10-12. Listings are reported by the regulated entities on RBI's CIMS portal without further validation by RBI — a listing is not an RBI endorsement. Always confirm the lender named inside the app matches the entity above before sharing documents.

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❓ Quick Answers

Is Angel One loan app safe?
Angel One is listed in RBI's public directory of Digital Lending Apps, deployed by 6 regulated entities including ANGEL FINCAP PRIVATE LIMITED (NBFC). The listing is reported by the regulated entity on RBI's CIMS portal — always confirm the lender named inside the app matches one of these entities before sharing KYC.
Which lender is behind Angel One?
Angel One is deployed by 6 RBI-regulated entities: ANGEL FINCAP PRIVATE LIMITED, EARLYSALARY SERVICES PRIVATE LIMITED (OLD NAME ASHISH SECURITIES PVT. LTD.), IDFC FIRST BANK LIMITED, KISETSU SAISON FINANCE (INDIA) PRIVATE LIMITED, KRAZYBEE SERVICES LIMITED (EARLIER KNOWN AS KRAZYBEE SERVICES PRIVATE LIMITED), KRAZYBEE SERVICES PRIVATE LIMITED. Your loan agreement names the specific entity for your loan — check it there.
Angel One customer care / grievance contact?
The grievance redressal officer on record for ANGEL FINCAP PRIVATE LIMITED is Mr.Gable Fernandes — lendingsupport@angelone.in, 8655731284. Use this official contact, not helpline numbers found via Google search (scam helplines target loan-app users).
How do I complain against Angel One?
Step 1: raise the issue inside the app. Step 2: email the grievance officer (lendingsupport@angelone.in). Step 3: no resolution in 30 days — escalate free to the RBI Ombudsman at cms.rbi.org.in.

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