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Is Aditya Birla Capital Digital Loan App Safe? RBI DLA Directory Verdict

Directory checked 2026-10-12

  • ✅ Listed in RBI's DLA directory as “Aditya Birla Capital Digital”
  • 🏛️ Deployed by: 2 regulated entities (see below)
  • 📧 Grievance officer: abcdl.Servicehead@adityabirlacapital.com?
  • 🛡️ Complaint route: RBI CMS portal (free)

🔍 Aditya Birla Capital Digital — What RBI's DLA Directory Records

Regulated entityADITYA BIRLA CAPITAL LIMITED (MERGED WITH ADITYA BIRLA FINANCE LIMITED) (NBFC)
LSP (Lending Service Provider)?Aditya Birla Capital Digital?Limited
Entity websitehttps://www.adityabirlacapital.com/loans/our-digital-lending-platform-partners
Grievance officerSujatha Aroon
Grievance contactabcdl.Servicehead@adityabirlacapital.com? · 2268323410
Regulated entityEARLYSALARY SERVICES PRIVATE LIMITED (OLD NAME ASHISH SECURITIES PVT. LTD.) (NBFC)
LSP (Lending Service Provider)Aditya Birla Capital Digital Ltd
Entity websitehttps://www.earlysalary.in
Grievance officerMr. Akash Anchan
Grievance contactabcdl.Servicehead@adityabirlacapital.com · 2268323410

📱 Distributed via: iOS App Store · Google Play · Website

Source: RBI — Digital Lending Apps deployed by Regulated Entities (public directory), checked 2026-10-12. Listings are reported by the regulated entities on RBI's CIMS portal without further validation by RBI — a listing is not an RBI endorsement. Always confirm the lender named inside the app matches the entity above before sharing documents.

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❓ Quick Answers

Is Aditya Birla Capital Digital loan app safe?
Aditya Birla Capital Digital is listed in RBI's public directory of Digital Lending Apps, deployed by 2 regulated entities including ADITYA BIRLA CAPITAL LIMITED (MERGED WITH ADITYA BIRLA FINANCE LIMITED) (NBFC). The listing is reported by the regulated entity on RBI's CIMS portal — always confirm the lender named inside the app matches one of these entities before sharing KYC.
Which lender is behind Aditya Birla Capital Digital?
Aditya Birla Capital Digital is deployed by 2 RBI-regulated entities: ADITYA BIRLA CAPITAL LIMITED (MERGED WITH ADITYA BIRLA FINANCE LIMITED), EARLYSALARY SERVICES PRIVATE LIMITED (OLD NAME ASHISH SECURITIES PVT. LTD.). Your loan agreement names the specific entity for your loan — check it there.
Aditya Birla Capital Digital customer care / grievance contact?
The grievance redressal officer on record for ADITYA BIRLA CAPITAL LIMITED (MERGED WITH ADITYA BIRLA FINANCE LIMITED) is Sujatha Aroon — abcdl.Servicehead@adityabirlacapital.com?, 2268323410. Use this official contact, not helpline numbers found via Google search (scam helplines target loan-app users).
How do I complain against Aditya Birla Capital Digital?
Step 1: raise the issue inside the app. Step 2: email the grievance officer (abcdl.Servicehead@adityabirlacapital.com?). Step 3: no resolution in 30 days — escalate free to the RBI Ombudsman at cms.rbi.org.in.

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