CIBIL Score

A 3-digit number (300–900) that represents your creditworthiness. India has 4 RBI-certified credit bureaus that maintain these scores: TransUnion CIBIL, Experian, Equifax, and CRIF High Mark. Banks and NBFCs check your score from one or more bureaus before approving loans or credit cards. 750+ is considered good and qualifies you for the lowest interest rates.