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Amortization Schedule

A detailed table showing the breakup of each EMI into principal and interest components, along with the outstanding balance after each payment. In the early months, most of your EMI goes toward interest. By the end, most goes toward principal.

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About this definition: Compiled from RBI Master Directions, public regulatory frameworks, and verified industry practice. Last reviewed 8 Jun 2026. Definitions are for borrower education and do not constitute legal or financial advice.

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