Karwa Chauth Oct 29: Is Your Bank Closed?

Banks in several states may stay closed on October 29 for Karwa Chauth 2026. RBI's holiday list varies by state, so your branch could be open or shut depending on where you live. Check before visiting.

Here's what happened: Karwa Chauth on October 29, 2026 is a declared bank holiday in several north and central Indian states, including Haryana, Rajasthan, and Himachal Pradesh.. RBI maintains state-wise holiday lists, meaning banks in states that do not observe Karwa Chauth will remain open for normal business on that day.. Digital banking services like UPI, NEFT, and IMPS continue uninterrupted on bank holidays, but branch-only services such as lockers and demand drafts are unavailable..

What you should do: Check RBI's official state-wise bank holiday list at rbi.org.in before planning a branch visit on October 29.. Withdraw cash or complete urgent branch transactions on October 28 if you live in a state where Karwa Chauth is a declared holiday.. Use NEFT, IMPS, or UPI for any urgent transfers on October 29 — these digital channels work on all holidays without interruption..

RTGS transfers are unavailable on bank holidays even digitally — if you need to move more than ₹2 lakh urgently, use NEFT or IMPS instead on October 29.

For readers weighing their credit and loan options, our personal loan guide and CIBIL score resources put this update in context.