Is KreditGo loan app safe?
Checked 13 Oct 2026 against RBI's list of lending apps, RBI's register of lenders and Google Play.
KreditGo names an RBI-registered lender, but is not in RBI's list of lending apps
RBI publishes the apps each regulated lender says it lends through. Aman Fincap Limited has reported no lending apps to RBI, so KreditGo is not listed under it either. That alone doesn't make KreditGo illegal, but close the gap before you borrow: ask KreditGo which lender will sanction your loan, and check that your loan agreement and Key Fact Statement name Aman Fincap Limited. If they name someone else, or no one, don't sign.
KreditGo (kreditgo.in) is not GoCredit and has no link with us. kreditgo.in says it is not a lender: it collects your name, mobile number, pincode, job type and income, and refers you to lenders. Its footer says "Powered By Aman Fincap Limited", but Aman Fincap's own published list of loan partners does not include KreditGo (checked 13 Oct 2026).
Not sure about KreditGo? See loan offers from RBI-registered lenders instead.
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Grievance officer (as published by KreditGo)
Ms. Pankhuri Agrawal (Aman Fincap) · grievanceredressal@amanfincap.com · +91 9310604350
Source: amanfincap.com/grievance.php, 13 Oct 2026. If they don't resolve your complaint in 30 days, go to RBI at cms.rbi.org.in.
Before you borrow from any app
- Find the lender's name in the app's About section and search it in our checker.
- Read the Key Fact Statement: it must show the lender, the full cost (APR) and every fee.
- Never pay a fee before the loan reaches your bank account.
- Don't give access to your contacts or photos.
Already borrowed and getting threats? See what to do about loan app harassment. Report an unregistered lender at sachet.rbi.org.in.
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Questions about KreditGo
Is KreditGo RBI approved?
Is KreditGo real or fake?
Who is the lender behind KreditGo?
RBI's list of lending apps is compiled from what regulated lenders report, without further checks by RBI, so a listing is not an approval and a missing app is not proof of fraud. Facts on this page were checked on 13 Oct 2026; RBI's list is re-checked every week.