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Is Green Credit loan app safe?

Checked 13 Oct 2026 against RBI's list of lending apps, RBI's register of lenders and Google Play.

Green Credit is not in RBI's list of lending apps, and names no lender we can find

Every genuine loan in India comes from a bank or an RBI-registered NBFC, and the app must name it. We could not find a lender behind Green Credit. Until you can see the lender's name in the app's About section and in your loan agreement, don't share your Aadhaar, PAN or contacts, and don't pay any fee.

The only app named Green Credit on Google Play in India is "GreenCredit - Credit Insights", listed by a developer in Indonesia (PT Mutiara Sapu Jagad). It calls itself a credit-insights app, names no Indian bank or NBFC, and its privacy policy says your data may be processed outside your country (checked 13 Oct 2026).

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No
In RBI's list of lending apps (as of 26 Oct 2026)
Not listed under "Green Credit". See every listed app
No
Names a lender registered with RBI
We found no bank or NBFC named for this app.
Yes
On Google Play
Listed as "GreenCredit - Credit Insights" by developer "sapujag" (PT Mutiara Sapu Jagad, Indonesia). The listing names no lender. Listing ↗
No
Official website
None found. Company named: PT Mutiara Sapu Jagad, Indonesia (the developer on Google Play).

Before you borrow from any app

  1. Find the lender's name in the app's About section and search it in our checker.
  2. Read the Key Fact Statement: it must show the lender, the full cost (APR) and every fee.
  3. Never pay a fee before the loan reaches your bank account.
  4. Don't give access to your contacts or photos.

Already borrowed and getting threats? See what to do about loan app harassment. Report an unregistered lender at sachet.rbi.org.in.

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Questions about Green Credit

Is Green Credit RBI approved?
RBI does not approve loan apps. It publishes a list of apps that regulated lenders report to it, and Green Credit is not on that list as of 26 Oct 2026.
Is Green Credit real or fake?
We don't label apps fake. What can be checked: Green Credit is not in RBI's list of lending apps (26 Oct 2026); we found no lender named for it; it is on Google Play.
Who is the lender behind Green Credit?
We could not find one as of 13 Oct 2026. A genuine loan app names its bank or NBFC in the app and in the loan agreement.

RBI's list of lending apps is compiled from what regulated lenders report, without further checks by RBI, so a listing is not an approval and a missing app is not proof of fraud. Facts on this page were checked on 13 Oct 2026; RBI's list is re-checked every week.

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