Ayushman Bharat: Is Your Family's ₹5L Cover Activated?
Ayushman Bharat gives eligible families up to ₹5 lakh free cashless hospitalisation every year. Over 6 crore senior citizens are now enrolled. If you qualify but haven't applied, you're leaving lakhs in free healthcare on the table.
₹5 lakh health cover costs ₹0 — a private plan of equal value costs ₹15,000+ yearly
Your family gets this much free health cover under Ayushman Bharat every year
Key Takeaways
Check eligibility instantly at pmjay.gov.in using your mobile number or ration card — takes under 2 minutes.
Download your Ayushman card via the Ayushman App or nearest Common Service Centre (CSC) with your Aadhaar ready.
Verify that your nearest private or government hospital is empanelled on the PMJAY portal before any planned procedure.
Ayushman Bharat gives eligible families up to ₹5 lakh free cashless hospitalisation every year. Over 6 crore senior citizens are now enrolled. If you qualify but haven't applied, you're leaving lakhs in free healthcare on the table.
Here's what happened: AB-PMJAY now covers 6 crore senior citizens aged 70+ regardless of income, added under a 2024 expansion of the scheme.. The scheme covers cashless treatment at over 27,000 empanelled government and private hospitals for 1,900+ medical procedures.. Over 19,000 Jan Aushadhi Kendras provide generic medicines at up to 80% discount, further reducing out-of-pocket health costs..
What you should do: Check eligibility instantly at pmjay.gov.in using your mobile number or ration card — takes under 2 minutes.. Download your Ayushman card via the Ayushman App or nearest Common Service Centre (CSC) with your Aadhaar ready.. Verify that your nearest private or government hospital is empanelled on the PMJAY portal before any planned procedure..
Even if you have a private health policy, use Ayushman Bharat first for covered procedures — it saves your private policy's no-claim bonus for other illnesses.
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- [1]“Ayushman Bharat card: Eligibility, benefits, how to apply online and documents required for PMJAY” Wealth-Economic Times · 15 Jun 2026
This article is reported by GoCredit's Editorial Team based on the source above. GoCredit synthesises, contextualises, and adds India-borrower-relevant analysis. We are not the original publisher.