Axis Bank UPI: Set Your Own ₹1L Daily Cap?

Axis Bank now lets customers set custom UPI transaction limits for person-to-person transfers, domestic merchant payments, and international merchant payments — all from the mobile app. This gives you tighter control over how much can leave your account in one go.

Here's what happened: Axis Bank launched a UPI Limit Management feature allowing customers to set their own transaction caps for P2P, domestic merchant, and international merchant UPI payments.. Customers can manage these limits directly through the Axis Bank mobile app without visiting a branch or calling customer care.. This feature gives users granular control over each payment category, reducing exposure to large unauthorised or accidental UPI transfers..

What you should do: Log into your Axis Bank mobile app and navigate to UPI settings to review and set your own transaction limits for P2P and merchant payments today.. Set your P2P UPI limit to match only what you genuinely need for regular transfers — keep it low and raise it temporarily only for large planned payments.. If you use UPI on multiple apps linked to your Axis account, verify that the limit you set applies across all UPI-enabled apps, not just the Axis app..

Set your international merchant UPI limit to zero if you never shop on foreign websites — this alone blocks an entire category of cross-border UPI fraud that most users never think about.