Fullerton India Personal Loan EMI Calculator
Calculate your monthly EMI for Fullerton India personal loans at 11.99%-36% interest for amounts up to ₹25,00,000.
₹
₹20,000₹25,00,000
%
12.0%36.0%
12 Mo60 Mo
Monthly EMI
₹9,414
Total Interest
₹25,930
Total Payment
₹2,25,930
Monthly EMI
₹9,414
Principal Amount
₹2,00,000 (88.5%)
Total Interest
₹25,930 (11.5%)
Amortization Schedule
| Year | Principal | Interest | Total Paid | Balance |
|---|---|---|---|---|
| Year 1 | ₹94,048 | ₹18,920 | ₹1,12,968 | ₹1,05,952 |
| Year 2 | ₹1,05,952 | ₹7,007 | ₹1,12,968 | ₹0 |
Fullerton India Personal Loan at a Glance
Interest Rate
11.99%
to 36%
Max Amount
₹25,00,000
min ₹20,000
Min CIBIL
650
minimum score
Tenure
Up to 60 mo
min 12 months
Fullerton India Loan Details
| Interest Rate | 11.99% — 36% p.a. |
| Loan Amount | ₹20,000 to ₹25,00,000 |
| Tenure | 12 to 60 months |
| Processing Fee | Up to 3% |
| Prepayment Charges | Nil after 12 months |
| Min CIBIL Score | 650+ |
| Min Monthly Salary | ₹20,000 |
| Age Requirement | 21 to 60 years |
| Employment Types | Salaried, Self-employed |
| Disbursal Time | 24-48 hours |
EMI Example: ₹2,00,000 at 11.99%
Loan Amount: ₹2,00,000
Interest Rate: 11.99% p.a. (best rate)
Tenure: 24 months
Monthly EMI: ₹9,414
Total Interest: ₹25,936
Total Payment: ₹2,25,936
Pros
- +Accepts self-employed income
- +650+ CIBIL accepted
- +Wide geographic coverage including Tier 3 cities
- +Doorstep service option
Cons
- -Higher rates for lower CIBIL
Fullerton India EMI Calculator — FAQs
What is the EMI for a Fullerton India personal loan?
For a ₹2,00,000 loan at 11.99% interest for 24 months, the EMI would be approximately ₹9,414 per month. Total interest payable would be ₹25,936. Use the calculator above to try different amounts and tenures.
What interest rate does Fullerton India charge on personal loans?
Fullerton India charges personal loan interest rates starting from 11.99% p.a. going up to 36% p.a. The actual rate depends on your credit score, income, employment type, and existing obligations. A CIBIL score of 750+ typically gets you rates closer to the lower end.
What is the minimum CIBIL score for a Fullerton India personal loan?
The minimum CIBIL score required for a Fullerton India personal loan is 650. A higher score (750+) will help you get a lower interest rate and better terms.
Can I prepay my Fullerton India personal loan early?
Fullerton India's prepayment policy: Nil after 12 months. Prepaying your loan reduces the outstanding principal and can save you significant interest over the remaining tenure. Use the calculator to see how much you can save.
How fast does Fullerton India disburse personal loans?
Fullerton India typically disburses personal loans within 24-48 hours. Disbursal time depends on document verification, KYC completion, and your profile. Existing Fullerton India customers may get faster disbursal through pre-approved offers.
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Calculate EMI →Compare Fullerton India with 14 other lenders — automatically
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