Track All Investments in 1 Tool: Is Your Data Safe?
A new offline-first investment tracker called NaviPlan lets Indians monitor mutual funds, stocks, and FDs in one place — without uploading personal financial data to any server. Here's why that matters for your privacy and financial planning.
Most Indians share bank PINs casually but upload ₹50L portfolios to unknown apps without checking the privacy policy.
Your investments tracked locally — no server uploads, no data leaks
Key Takeaways
Before using any portfolio tracker app, check its privacy policy — confirm whether it stores your data on its own servers or only on your device.
Map every investment you hold (MF, FD, stocks, PPF) to a specific goal — retirement, emergency fund, or home down payment — so you can see gaps clearly.
Avoid linking your Demat or bank account to unknown aggregator apps; use read-only AMFI or NSDL data exports manually instead of granting full account access.
A new offline-first investment tracker called NaviPlan lets Indians monitor mutual funds, stocks, and FDs in one place — without uploading personal financial data to any server. Here's why that matters for your privacy and financial planning.
Here's what happened: NaviPlan is a new multi-asset tracker that works locally on your device, meaning your portfolio data is never sent to external servers.. The tool supports tracking across mutual funds, stocks, and fixed deposits, and lets users tag investments to specific financial goals like retirement or a child's education.. Privacy-focused finance tools are gaining traction in India as data breaches at fintech apps have exposed millions of users' sensitive financial information in recent years..
What you should do: Before using any portfolio tracker app, check its privacy policy — confirm whether it stores your data on its own servers or only on your device.. Map every investment you hold (MF, FD, stocks, PPF) to a specific goal — retirement, emergency fund, or home down payment — so you can see gaps clearly.. Avoid linking your Demat or bank account to unknown aggregator apps; use read-only AMFI or NSDL data exports manually instead of granting full account access..
Pro tip: SEBI-registered investment platforms must disclose data-sharing practices under the Digital Personal Data Protection Act 2023 — if an app can't show you its data policy, that's a red flag worth reporting to SEBI.
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This article is reported by GoCredit's Editorial Team based on the source above. GoCredit synthesises, contextualises, and adds India-borrower-relevant analysis. We are not the original publisher.