Pay Bills, Earn Flight Points: Is It Worth It?

A new app lets you earn IndiGo airline reward points when you pay credit card bills and utilities. You get 1 BluChip per ₹1,000 paid, up to ₹1,000 worth monthly. Here's whether it's actually useful.

Here's what happened: SaveSage app has partnered with IndiGo's BluChip loyalty programme to reward users with airline points for paying credit card bills and utility bills.. Users earn 1 IndiGo BluChip for every ₹1,000 paid through the SaveSage platform, with a monthly cap of ₹1,000 in eligible bill payments.. This is part of a broader fintech trend of attaching loyalty rewards to routine financial actions like bill payments, which traditionally earn nothing..

What you should do: Calculate your total monthly bill payments (credit card dues, electricity, gas, broadband) — if it regularly crosses ₹5,000, this rewards programme starts making sense.. Check whether your existing credit card already rewards bill payments before switching — stacking both rewards is ideal, but some payment apps block card-on-card transactions.. Verify BluChip expiry terms and minimum redemption thresholds on IndiGo's website before accumulating points you may not be able to use..

If your credit card offers cashback on utility spends AND the app lets you pay via that card, you can double-dip — earning card rewards plus BluChips on the same transaction.

For readers weighing their credit and loan options, our personal loan guide and CIBIL score resources put this update in context.