Nifty 50 ETFs: Are You Missing a ₹500 SIP Option?
ETFs are exchange-traded funds that track an index like Nifty 50. They cost less than regular mutual funds, trade like stocks, and are now attracting lakhs of Indian middle-class investors looking for simple, low-cost market exposure.
A single Nifty 50 ETF unit costs less than a biryani plate at most dhabas — yet it owns a slice of India's 50 biggest companies.
You can start building a Nifty 50 portfolio for less than your monthly mobile recharge
Key Takeaways
Compare expense ratios: check the TER (Total Expense Ratio) of your current index mutual fund against equivalent Nifty 50 ETFs on your broker's platform — even a 0.5% saving compounds significantly over 15–20 years.
Open a demat account if you don't have one — SEBI-registered brokers like Zerodha, Groww, or your bank's brokerage arm let you start an ETF SIP with as little as ₹500 per month.
If you want SIP convenience without a demat account, search for 'Nifty 50 ETF Fund of Fund' on any SEBI-registered mutual fund platform and start a monthly SIP — you get ETF exposure with mutual fund simplicity.
ETFs are exchange-traded funds that track an index like Nifty 50. They cost less than regular mutual funds, trade like stocks, and are now attracting lakhs of Indian middle-class investors looking for simple, low-cost market exposure.
Here's what happened: ETFs (Exchange-Traded Funds) tracking indices like Nifty 50 have seen a sharp rise in AUM and investor folios in India over the last three years, driven by growing awareness of low-cost passive investing.. Unlike actively managed mutual funds, Nifty 50 ETFs simply mirror the index composition, keeping expense ratios as low as 0.05%–0.20% annually — one of the lowest-cost investment products available to retail Indians.. SEBI regulations require a demat account to invest directly in ETFs, but Fund of Funds (FoFs) linked to ETFs now allow investors to participate through standard mutual fund platforms without a demat account..
What you should do: Compare expense ratios: check the TER (Total Expense Ratio) of your current index mutual fund against equivalent Nifty 50 ETFs on your broker's platform — even a 0.5% saving compounds significantly over 15–20 years.. Open a demat account if you don't have one — SEBI-registered brokers like Zerodha, Groww, or your bank's brokerage arm let you start an ETF SIP with as little as ₹500 per month.. If you want SIP convenience without a demat account, search for 'Nifty 50 ETF Fund of Fund' on any SEBI-registered mutual fund platform and start a monthly SIP — you get ETF exposure with mutual fund simplicity..
ETFs bought during intraday dips can be slightly cheaper than their NAV — use limit orders, not market orders, to avoid paying a small liquidity premium on low-volume ETFs.
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- [1]“Why are ETFs gaining popularity among Indian investors? JioBlackRock CEO explains” Personal Finance News in CNBCTV18, Personal Finance Latest News, Personal Finance News · 4 Aug 2026
This article is reported by GoCredit's Editorial Team based on the source above. GoCredit synthesises, contextualises, and adds India-borrower-relevant analysis. We are not the original publisher.