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Ayushman Card: Get ₹5L Free Cover in 4 Steps

West Bengal has joined Ayushman Bharat, India's biggest government health scheme. Eligible families can now get a free Ayushman card that covers up to ₹5 lakh per year in cashless hospital treatment at empanelled hospitals across India.

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Did you know?

₹5 lakh cover = 10 years of a middle-class family's out-of-pocket hospital bills

Impact on You
₹5 lakh health cover

Your family can now get cashless hospital treatment worth this much — free

Key Takeaways

1

Check your eligibility right now at pmjay.gov.in or call the helpline 14555 — enter your mobile number or ration card number to see if your family qualifies.

2

Apply for your Ayushman card at your nearest Common Service Centre (CSC), empanelled hospital, or through the Ayushman app — carry your Aadhaar card and ration card.

3

Once you have the card, download the list of empanelled hospitals in your district so you know exactly where to go in a medical emergency without paying upfront.

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West Bengal has joined Ayushman Bharat, India's biggest government health scheme. Eligible families can now get a free Ayushman card that covers up to ₹5 lakh per year in cashless hospital treatment at empanelled hospitals across India.

Here's what happened: West Bengal has officially joined the Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (PM-JAY) scheme, making crores of Bengal residents newly eligible for free health cover.. The scheme provides up to ₹5 lakh per family per year for cashless treatment at government and private empanelled hospitals — covering surgery, ICU, medicines, and diagnostics.. Eligibility is based on the Socio-Economic Caste Census (SECC) data and ration card status; families do not need to pay any premium — the government funds the entire cover..

What you should do: Check your eligibility right now at pmjay.gov.in or call the helpline 14555 — enter your mobile number or ration card number to see if your family qualifies.. Apply for your Ayushman card at your nearest Common Service Centre (CSC), empanelled hospital, or through the Ayushman app — carry your Aadhaar card and ration card.. Once you have the card, download the list of empanelled hospitals in your district so you know exactly where to go in a medical emergency without paying upfront..

The ₹5 lakh limit resets every year per family — not per person — so plan big procedures like knee replacements or cancer treatment early in the benefit year to maximise coverage.

Check Your Eligibility Now

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References

  1. [1]
    West Bengal joins Ayushman Bharat: How to apply for Ayushman card and get Rs 5 lakh health cover Wealth-Economic Times · 8 Jun 2026

This article is reported by GoCredit's Editorial Team based on the source above. GoCredit synthesises, contextualises, and adds India-borrower-relevant analysis. We are not the original publisher.

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