JK Bank — Real Lender, Customer Care, Grievance Officer
Verified registration and grievance details for the JK Bank loan app.
Common questions about JK Bank
Is JK Bank RBI registered?
Yes. JK Bank is the consumer-facing brand of Jammu & Kashmir Bank Limited, a Private Sector Bank registered with the Reserve Bank of India.
Who is the real lender behind the JK Bank app?
Jammu & Kashmir Bank Limited is the regulated entity that issues loans through the JK Bank brand. The RBI registration record is verifiable on the RBI's public NBFC list.
What is the JK Bank customer care number?
JK Bank customer care details are managed by Jammu & Kashmir Bank Limited. The RBI-registered email is on record. For phone support, check inside the JK Bank app's official help section. Avoid third-party numbers found via Google — they are frequently scams.
How do I file a complaint against JK Bank?
Three-step escalation: (1) Raise a complaint in the JK Bank app or write to Jammu & Kashmir Bank Limited at their registered email. (2) If unresolved in 30 days, escalate to their Nodal Officer (listed on the lender's website per RBI Fair Practices Code). (3) Final escalation: RBI Banking Ombudsman via cms.rbi.org.in — free, no lawyer needed.
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