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BoA — Real Lender, Customer Care, Grievance Officer

Verified registration and grievance details for the BoA loan app.

Real lender behind BoA
Bank of America
Foreign Bank
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RBI Status
✓ Registered as FB
Verified Email
Not in RBI record

Common questions about BoA

Is BoA RBI registered?

Yes. BoA is the consumer-facing brand of Bank of America, a Foreign Bank registered with the Reserve Bank of India.

Who is the real lender behind the BoA app?

Bank of America is the regulated entity that issues loans through the BoA brand. The RBI registration record is verifiable on the RBI's public NBFC list.

What is the BoA customer care number?

BoA customer care details are managed by Bank of America. The RBI-registered email is on record. For phone support, check inside the BoA app's official help section. Avoid third-party numbers found via Google — they are frequently scams.

How do I file a complaint against BoA?

Three-step escalation: (1) Raise a complaint in the BoA app or write to Bank of America at their registered email. (2) If unresolved in 30 days, escalate to their Nodal Officer (listed on the lender's website per RBI Fair Practices Code). (3) Final escalation: RBI Banking Ombudsman via cms.rbi.org.in — free, no lawyer needed.

Not the right loan for you?

GoCredit's AI Loan Agent compares 100+ RBI-registered lenders — including BoA — and finds the cheapest pre-approved offer for your profile in 60 seconds.

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Already getting recovery calls from BoA?

Loan Kavach's legal team intervenes within 24h, files RBI complaints, and shields you from unlawful recovery practices — available in the GoCredit app.

Source: RBI public records + verified web data. GoCredit is not affiliated with or endorsed by BoA or Bank of America. Always verify customer care numbers on the official BoA app — fake helplines are common for lending app brands.

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