Personal Loan with Low CIBIL Score

A low CIBIL score doesn't have to stop you. GoCredit's AI matching finds lenders who work with CIBIL scores as low as 550 — or even no CIBIL at all.

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CIBIL 550-650 consideredNTC acceptedAlternate credit scoringBuild credit with smaller loans

Best Lenders for Personal Loan with Low CIBIL Score

These lenders are specifically recommended for personal loan with low cibil score based on eligibility, rates, and approval speed.

MoneyView

fintech

Rating

4.2/5

Loans for everyone — even low CIBIL

Interest Rate

15.96% - 39.99%

Loan Amount

₹5,000 - ₹10,00,000

Min CIBIL

600+

Disbursal

24 hours

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KreditBee

fintech

Rating

3.8/5

Instant loans for the new India

Interest Rate

17% - 29.95%

Loan Amount

₹1,000 - ₹5,00,000

Min CIBIL

No CIBIL needed

Disbursal

10 minutes

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Fibe (EarlySalary)

fintech

Rating

3.9/5

Salary advance and personal loans for young India

Interest Rate

16% - 30%

Loan Amount

₹5,000 - ₹5,00,000

Min CIBIL

No CIBIL needed

Disbursal

24 hours

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IIFL Finance

nbfc

Rating

3.8/5

Fast credit for India's underserved

Interest Rate

12.75% - 44%

Loan Amount

₹5,000 - ₹5,00,000

Min CIBIL

600+

Disbursal

24 hours

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Home Credit

nbfc

Rating

3.5/5

Loans for everyone — even with no credit history

Interest Rate

19% - 56%

Loan Amount

₹10,000 - ₹2,00,000

Min CIBIL

No CIBIL needed

Disbursal

48 hours

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CASHe

fintech

Rating

3.7/5

AI-powered instant loans for millennials

Interest Rate

27% - 33%

Loan Amount

₹1,000 - ₹4,00,000

Min CIBIL

No CIBIL needed

Disbursal

8 minutes

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Quick Comparison

Lender	Interest Rate	Min CIBIL	Disbursal	Best For
MoneyView	15.96%+	600+	24 hours	Borrowers with low-to-moderate CIBIL scores
KreditBee	17%+	No CIBIL	10 minutes	First-time borrowers and NTC individuals
Fibe (EarlySalary)	16%+	No CIBIL	24 hours	Young salaried employees aged 21-35
IIFL Finance	12.75%+	600+	24 hours	Tier 2/3 city borrowers and lower income earners
Home Credit	19%+	No CIBIL	48 hours	Low-income borrowers in rural/semi-urban areas
CASHe	27%+	No CIBIL	8 minutes	NTC millennials needing instant funds

Frequently Searched

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