Personal Loan for Self-Employed
No salary slip? No problem. GoCredit connects self-employed individuals with lenders who accept ITR, bank statements, or business income as proof.
Best Lenders for Personal Loan for Self-Employed
These lenders are specifically recommended for personal loan for self-employed based on eligibility, rates, and approval speed.
Fullerton India
nbfcLoans for self-employed and salaried both
Bajaj Finserv
nbfcIndia's most popular NBFC — instant approvals
IIFL Finance
nbfcFast credit for India's underserved
HDFC Bank
bankIndia's most trusted private bank for personal loans
State Bank of India
bankIndia's largest bank — trusted by millions
Quick Comparison
| Lender | Interest Rate | Min CIBIL | Disbursal | Best For |
|---|---|---|---|---|
| Fullerton India | 11.99%+ | 650+ | 24-48 hours | Self-employed individuals and small business owners |
| Bajaj Finserv | 11%+ | 685+ | 24 hours | First-time borrowers needing flexible EMI options |
| IIFL Finance | 12.75%+ | 600+ | 24 hours | Tier 2/3 city borrowers and lower income earners |
| HDFC Bank | 10.5%+ | 700+ | 24 hours | Salaried professionals with good CIBIL score |
| State Bank of India | 11.05%+ | 650+ | 3-5 working days | Government employees and pensioners |
Frequently Searched
Related Loan Types
Personal Loan for Salaried Employees
Salaried employees get the best personal loan rates in India. With regular income and salary slip, you qualify for lower rates, higher amounts, and faster approvals.
View offers →Personal Loan for Government Employees
Government employees enjoy India's best personal loan rates. Your stable income makes you the most preferred borrower. Access special low-rate schemes from SBI, HDFC and top NBFCs.
View offers →Personal Loan with Low CIBIL Score
A low CIBIL score doesn't have to stop you. GoCredit's AI matching finds lenders who work with CIBIL scores as low as 550 — or even no CIBIL at all.
View offers →Personal Loan Without Salary Slip
Don't have a salary slip? GoCredit connects you with lenders who use bank statements, ITR, or alternate income proof — salary slip not mandatory.
View offers →