22 Startups Listed in FY26: Is Your SIP Ready?

A record 22 new-age Indian startups went public in FY26, and many turned profitable. If you invest in mutual funds or are eyeing IPOs, here's what this wave means for your money.

Here's what happened: 22 new-age tech startups listed on Indian stock exchanges in FY26, up sharply from 13 in FY25, giving retail investors more direct exposure to the startup economy.. Roughly 69% of tracked startups reported a profit in FY26, driven largely by aggressive cost-cutting over the past two years rather than pure revenue growth.. Despite Q4 FY26 headwinds from global geopolitical uncertainty, the overall FY26 earnings trajectory for listed startups showed improvement in both revenues and operating margins..

What you should do: Check your mutual fund's top-10 holdings on its factsheet — if it holds new-age tech stocks, review whether those companies are genuinely profitable before adding more SIP money.. Before applying to any upcoming startup IPO, read the DRHP's 'Financial Statements' section and look for at least two consecutive profitable quarters — avoid applying based on brand hype alone.. Compare your IPO allotment strategy: applying via UPI in the retail category (up to ₹2 lakh) gives you the same allotment probability as larger bids, so never over-leverage to chase a listing pop..

Pro tip: SEBI mandates that the IPO prospectus disclose the company's last 3 years of restated financials — the 'Restated Profit and Loss' table on page 1 of financials tells you more than any analyst note.

For readers weighing their credit and loan options, our personal loan guide and CIBIL score resources put this update in context.