15 Tech IPOs Coming: Is Your SIP Ready?

Over 15 Indian tech startups are eyeing stock market listings soon. Before you invest in any new-age tech IPO, here's what every SIP investor and first-time applicant must know to protect their money.

Here's what happened: Over 15 Indian new-age tech startups are reportedly preparing for public stock market listings in the near term, continuing a trend that accelerated after 2021.. Previous waves of tech IPOs — including major fintech and e-commerce firms — saw sharp post-listing declines of 50-75%, burning retail investors who applied at peak valuations.. Many of these companies remain loss-making at the time of listing, funded primarily by venture capital, making traditional valuation methods like P/E ratios unreliable for investors..

What you should do: Check your mutual fund's latest monthly factsheet on the AMC website — search for any new-age tech holdings already sitting inside your SIP portfolio.. Before applying to any upcoming tech IPO, read the DRHP's 'Risk Factors' and 'Financial Statements' sections on SEBI's website — look for cash burn rate and path to profitability.. Limit any single IPO application to money you can afford to lock for 6-12 months, since post-listing volatility on new-age stocks is significantly higher than traditional sector listings..

Apply under the retail category (up to ₹2 lakh) for oversubscribed IPOs — SEBI's lottery gives every retail applicant equal allotment odds regardless of application size, so one lot is as good as ten.

For readers weighing their credit and loan options, our personal loan guide and CIBIL score resources put this update in context.