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✓ RBI Verified

Ratnakar Bank — Real Lender, Customer Care, Grievance Officer

Verified registration and grievance details for the Ratnakar Bank loan app.

Real lender behind Ratnakar Bank
RBL Bank Limited
Private Sector Bank
View full RBI registration details →
RBI Status
✓ Registered as PVB
Verified Email
Not in RBI record

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Common questions about Ratnakar Bank

Is Ratnakar Bank RBI registered?

Yes. Ratnakar Bank is the consumer-facing brand of RBL Bank Limited, a Private Sector Bank registered with the Reserve Bank of India.

Who is the real lender behind the Ratnakar Bank app?

RBL Bank Limited is the regulated entity that issues loans through the Ratnakar Bank brand. The RBI registration record is verifiable on the RBI's public NBFC list.

What is the Ratnakar Bank customer care number?

Verified customer care number for RBL Bank Limited: +91 22 6232 7777. Last verified 8 Jun 2026. Always cross-check on the official Ratnakar Bank app or website before calling — scam helplines target lending app users.

How do I file a complaint against Ratnakar Bank?

Three-step escalation: (1) Raise a complaint in the Ratnakar Bank app or write to RBL Bank Limited at principalnodalofficer@rbl.bank.in. (2) If unresolved in 30 days, escalate to their Nodal Officer (listed on the lender's website per RBI Fair Practices Code). (3) Final escalation: RBI Banking Ombudsman via cms.rbi.org.in — free, no lawyer needed.

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Checking whether Ratnakar Bank is safe?

The safety verdict page shows Ratnakar Bank's RBI registration status, the regulated entity behind the app, and its grievance officer's verified contact.

Is Ratnakar Bank safe? See the RBI verdict →

Already getting recovery calls from Ratnakar Bank?

Loan Kavach's legal team intervenes within 24h, files RBI complaints, and shields you from unlawful recovery practices — available in the GoCredit app.

Source: RBI public records + verified web data. GoCredit is not affiliated with or endorsed by Ratnakar Bank or RBL Bank Limited. Always verify customer care numbers on the official Ratnakar Bank app — fake helplines are common for lending app brands.

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