Jammu Kashmir Bank — Real Lender, Customer Care, Grievance Officer
Verified registration and grievance details for the Jammu Kashmir Bank loan app.
Common questions about Jammu Kashmir Bank
Is Jammu Kashmir Bank RBI registered?
Yes. Jammu Kashmir Bank is the consumer-facing brand of Jammu & Kashmir Bank Limited, a Private Sector Bank registered with the Reserve Bank of India.
Who is the real lender behind the Jammu Kashmir Bank app?
Jammu & Kashmir Bank Limited is the regulated entity that issues loans through the Jammu Kashmir Bank brand. The RBI registration record is verifiable on the RBI's public NBFC list.
What is the Jammu Kashmir Bank customer care number?
Verified customer care number for Jammu & Kashmir Bank Limited: +91-1800-890-2122. Last verified 8 Jun 2026. Always cross-check on the official Jammu Kashmir Bank app or website before calling — scam helplines target lending app users.
How do I file a complaint against Jammu Kashmir Bank?
Three-step escalation: (1) Raise a complaint in the Jammu Kashmir Bank app or write to Jammu & Kashmir Bank Limited at grievance.creditcards@jkbmail.com. (2) If unresolved in 30 days, escalate to their Nodal Officer (listed on the lender's website per RBI Fair Practices Code). (3) Final escalation: RBI Banking Ombudsman via cms.rbi.org.in — free, no lawyer needed.
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