Jammu Kashmir Bank — Real Lender, Customer Care, Grievance Officer
Verified registration and grievance details for the Jammu Kashmir Bank loan app.
Common questions about Jammu Kashmir Bank
Is Jammu Kashmir Bank RBI registered?
Yes. Jammu Kashmir Bank is the consumer-facing brand of Jammu & Kashmir Bank Limited, a Private Sector Bank registered with the Reserve Bank of India.
Who is the real lender behind the Jammu Kashmir Bank app?
Jammu & Kashmir Bank Limited is the regulated entity that issues loans through the Jammu Kashmir Bank brand. The RBI registration record is verifiable on the RBI's public NBFC list.
What is the Jammu Kashmir Bank customer care number?
Jammu Kashmir Bank customer care details are managed by Jammu & Kashmir Bank Limited. The RBI-registered email is on record. For phone support, check inside the Jammu Kashmir Bank app's official help section. Avoid third-party numbers found via Google — they are frequently scams.
How do I file a complaint against Jammu Kashmir Bank?
Three-step escalation: (1) Raise a complaint in the Jammu Kashmir Bank app or write to Jammu & Kashmir Bank Limited at their registered email. (2) If unresolved in 30 days, escalate to their Nodal Officer (listed on the lender's website per RBI Fair Practices Code). (3) Final escalation: RBI Banking Ombudsman via cms.rbi.org.in — free, no lawyer needed.
Not the right loan for you?
GoCredit's AI Loan Agent compares 100+ RBI-registered lenders — including Jammu Kashmir Bank — and finds the cheapest pre-approved offer for your profile in 60 seconds.
Compare 100+ Lenders →Already getting recovery calls from Jammu Kashmir Bank?
Loan Kavach's legal team intervenes within 24h, files RBI complaints, and shields you from unlawful recovery practices — available in the GoCredit app.