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Is RIB (Retail Internent BankingI Loan App Safe? RBI DLA Directory Verdict

Directory checked 2026-10-12

  • ✅ Listed in RBI's DLA directory as “RIB (Retail Internent BankingI”
  • 🏛️ Deployed by: RBL BANK LTD (BANK)
  • 🤝 LSP: ?Self-owned (Lending Service Provider, per RBI's directory). The loan itself is given by RBL BANK LTD.
  • 📧 Grievance officer: principalnodalofficer@rbl.bank.in
  • 🛡️ Complaint route: RBI CMS portal (free)

🔍 RIB (Retail Internent BankingI — What RBI's DLA Directory Records

Regulated entityRBL BANK LTD (BANK)
LSP (Lending Service Provider)?Self-owned
Entity websitehttps://www.rbl.bank.in/
Grievance officerVikas Nigam
Grievance contactprincipalnodalofficer@rbl.bank.in · 2271432700

📱 Distributed via: Website

Source: RBI — Digital Lending Apps deployed by Regulated Entities (public directory), checked 2026-10-12. Listings are reported by the regulated entities on RBI's CIMS portal without further validation by RBI — a listing is not an RBI endorsement. Always confirm the lender named inside the app matches the entity above before sharing documents.

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❓ Quick Answers

Is RIB (Retail Internent BankingI loan app safe?
RIB (Retail Internent BankingI is listed in RBI's public directory of Digital Lending Apps, deployed by RBL BANK LTD (BANK). The listing is reported by the regulated entity on RBI's CIMS portal — always confirm the lender named inside the app matches this entity before sharing KYC.
Which lender is behind RIB (Retail Internent BankingI?
RIB (Retail Internent BankingI is deployed by RBL BANK LTD, a BANK regulated by RBI. This is the legal lender named in your loan agreement.
RIB (Retail Internent BankingI customer care / grievance contact?
The grievance redressal officer on record is Vikas Nigam — principalnodalofficer@rbl.bank.in, 2271432700. Use this official contact, not helpline numbers found via Google search (scam helplines target loan-app users).
How do I complain against RIB (Retail Internent BankingI?
Step 1: raise the issue inside the app. Step 2: email the grievance officer (principalnodalofficer@rbl.bank.in). Step 3: no resolution in 30 days — escalate free to the RBI Ombudsman at cms.rbi.org.in.

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