Is Kubiz Loan App Safe? RBI DLA Directory Verdict
Directory checked 2026-10-12
- ✅ Listed in RBI's DLA directory as “Kubiz: Loan App, Instant Cash”
- 🏛️ Deployed by: KUBIZ CAPITAL PRIVATE LIMITED(PREVIOUSLY QUEST FINLEASE PRIVATE LIMITED) (NBFC)
- 📧 Grievance officer: n.samant@kubiz.in
- 🛡️ Complaint route: RBI CMS portal (free)
🔍 Kubiz — What RBI's DLA Directory Records
| Regulated entity | KUBIZ CAPITAL PRIVATE LIMITED(PREVIOUSLY QUEST FINLEASE PRIVATE LIMITED) (NBFC) |
| LSP (Lending Service Provider) | None: the app is self-owned by the regulated entity |
| Entity website | https://kubiz.in/ |
| Grievance officer | Nidheesh Samant |
| Grievance contact | n.samant@kubiz.in · 8433902409 |
📱 Distributed via: Google Play
Source: RBI — Digital Lending Apps deployed by Regulated Entities (public directory), checked 2026-10-12. Listings are reported by the regulated entities on RBI's CIMS portal without further validation by RBI — a listing is not an RBI endorsement. Always confirm the lender named inside the app matches the entity above before sharing documents.
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❓ Quick Answers
Is Kubiz loan app safe?
Kubiz: Loan App, Instant Cash is listed in RBI's public directory of Digital Lending Apps, deployed by KUBIZ CAPITAL PRIVATE LIMITED(PREVIOUSLY QUEST FINLEASE PRIVATE LIMITED) (NBFC). The listing is reported by the regulated entity on RBI's CIMS portal — always confirm the lender named inside the app matches this entity before sharing KYC.
Which lender is behind Kubiz?
Kubiz: Loan App, Instant Cash is deployed by KUBIZ CAPITAL PRIVATE LIMITED(PREVIOUSLY QUEST FINLEASE PRIVATE LIMITED), a NBFC regulated by RBI. This is the legal lender named in your loan agreement.
Kubiz customer care / grievance contact?
The grievance redressal officer on record is Nidheesh Samant — n.samant@kubiz.in, 8433902409. Use this official contact, not helpline numbers found via Google search (scam helplines target loan-app users).
How do I complain against Kubiz?
Step 1: raise the issue inside the app. Step 2: email the grievance officer (n.samant@kubiz.in). Step 3: no resolution in 30 days — escalate free to the RBI Ombudsman at cms.rbi.org.in.
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