Is FDPL Loan App Safe? RBI DLA Directory Verdict

Directory checked 2026-10-19

✅ Listed in RBI's DLA directory as “FDPL”
🏛️ Deployed by: WESTERN CAPITAL ADVISORS PRIVATE LIMITED (NBFC)
🤝 LSP: Fatakpay Digital Private Limited (Lending Service Provider, per RBI's directory). The loan itself is given by WESTERN CAPITAL ADVISORS PRIVATE LIMITED.
📧 Grievance officer: escalation@fatakpay.com
🛡️ Complaint route: RBI CMS portal (free)

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🔍 FDPL — What RBI's DLA Directory Records

Regulated entity	WESTERN CAPITAL ADVISORS PRIVATE LIMITED (NBFC)
LSP (Lending Service Provider)	Fatakpay Digital Private Limited
Entity website	https://www.fatakpay.com
Grievance officer	Ms. Adv. Varsha Manoharan
Grievance contact	escalation@fatakpay.com · 9.240271272e+16

📱 Distributed via: Website

Source: RBI — Digital Lending Apps deployed by Regulated Entities (public directory), checked 2026-10-19. Listings are reported by the regulated entities on RBI's CIMS portal without further validation by RBI — a listing is not an RBI endorsement. Always confirm the lender named inside the app matches the entity above before sharing documents.

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❓ Quick Answers

Is FDPL loan app safe?

FDPL is listed in RBI's public directory of Digital Lending Apps, deployed by WESTERN CAPITAL ADVISORS PRIVATE LIMITED (NBFC). The listing is reported by the regulated entity on RBI's CIMS portal — always confirm the lender named inside the app matches this entity before sharing KYC.

Which lender is behind FDPL?

FDPL is deployed by WESTERN CAPITAL ADVISORS PRIVATE LIMITED, a NBFC regulated by RBI. This is the legal lender named in your loan agreement.

FDPL customer care / grievance contact?

The grievance redressal officer on record is Ms. Adv. Varsha Manoharan — escalation@fatakpay.com, 9.240271272e+16. Use this official contact, not helpline numbers found via Google search (scam helplines target loan-app users).

How do I complain against FDPL?

Step 1: raise the issue inside the app. Step 2: email the grievance officer (escalation@fatakpay.com). Step 3: no resolution in 30 days — escalate free to the RBI Ombudsman at cms.rbi.org.in.

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