Industrial and Commercial Bank of China EMI Calculator
Industrial and Commercial Bank of China is an RBI-registered lender (FB). Put in your loan amount, interest rate and tenure below for the monthly EMI, total interest and full repayment schedule.
We don't publish Industrial and Commercial Bank of China's interest rates — take the rate from your sanction letter or ask them directly, then the figures here are exact.
Amortization Schedule
| Year | Principal | Interest | Total Paid | Balance |
|---|---|---|---|---|
| Year 1 | ₹94,041 | ₹18,939 | ₹1,12,980 | ₹1,05,959 |
| Year 2 | ₹1,05,959 | ₹7,012 | ₹1,12,980 | ₹0 |
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The EMI only tells you half of it. The same amount at two percentage points less over four years is thousands of rupees you keep. GoCredit checks what you'd actually be offered across 100+ lenders as a soft enquiry, so your CIBIL score is untouched.
Compare My Actual OffersContacting Industrial and Commercial Bank of China
Taken from Industrial and Commercial Bank of China's RBI registration and its own website. Use these to confirm the rate you've been quoted, or to raise a complaint.
- Website
- www.india.icbc.com.cn
- Phone
- +91-22-71110300
- Customer care
- icbcmumbai@india.icbc.com.cn
Full profile, RBI registration details and grievance process: Industrial and Commercial Bank of China lender page