NPS June 2026: Which Funds Beat Their Benchmark?

Not all NPS funds perform equally. Some pension fund managers consistently beat their benchmark with lower risk. Knowing which ones to pick can mean lakhs more in your retirement corpus over 20–30 years.

Here's what happened: NPS offers 8 pension fund managers — each runs separate schemes across Equity, Corporate Debt, and Government Securities.. Performance varies significantly across fund managers; some beat their benchmark index regularly while others lag behind.. June 2026 screener data shows consistent performers can be identified by comparing risk-adjusted returns against NPS benchmarks..

What you should do: Log in to your NPS account on CRA (NSDL or KFintech) and check which pension fund manager is currently managing your money.. Compare your fund manager's 3-year and 5-year returns against the NPS benchmark using PFRDA's public performance data at npstrust.org.in.. If your fund manager consistently underperforms, submit a free fund manager change request — PFRDA allows one switch per year at no cost..

Pro tip: In NPS, you can split your corpus across multiple fund managers — most investors don't know this. Diversify between top-performing managers for Equity (E), Corporate Debt (C), and Government Securities (G) separately.