Gold at ₹98,000? How to Buy Smart in 2025
Gold prices are near all-time highs and import duties remain steep. If you still want to buy gold jewellery or invest, here are the smartest ways to do it without burning your savings.
10g of gold today costs more than 4 months of a ₹25,000 salary. 😮
Gold now costs this much per 10g — here's how to buy smarter
Key Takeaways
Exchange old gold jewellery at a BIS-hallmarked jeweller to offset the high cost of new purchases — always check the exchange rate offered vs. live market price.
Compare Sovereign Gold Bonds (SGBs) or Gold ETFs before buying physical gold — you avoid making charges (up to 25%) and storage risk entirely.
If buying physical gold, insist on BIS hallmark (6-digit HUID) and get a proper receipt — this protects resale value and prevents purity fraud.
Gold prices are near all-time highs and import duties remain steep. If you still want to buy gold jewellery or invest, here are the smartest ways to do it without burning your savings.
Here's what happened: Gold prices in India have crossed ₹95,000–98,000 per 10 grams in 2025, driven by global uncertainty and a weak rupee.. Import duty on gold remains high, making fresh physical gold expensive — pushing many buyers toward exchanging old jewellery instead.. Younger buyers are increasingly choosing lighter jewellery, lab-grown gems, and demi-fine pieces to manage costs without giving up style..
What you should do: Exchange old gold jewellery at a BIS-hallmarked jeweller to offset the high cost of new purchases — always check the exchange rate offered vs. live market price.. Compare Sovereign Gold Bonds (SGBs) or Gold ETFs before buying physical gold — you avoid making charges (up to 25%) and storage risk entirely.. If buying physical gold, insist on BIS hallmark (6-digit HUID) and get a proper receipt — this protects resale value and prevents purity fraud..
Making charges on jewellery (10–25% of gold value) are NOT recovered when you sell or exchange. Coin or bar gold has near-zero making charges — better for pure investment.
Explore TARA — Your Financial Co-Pilot
Retirement, tax, EMI, refinance and savings calculators — all free. Get a plan aligned to YOUR income, goals and CIBIL.
Try TARA — Free →References
- [1]“Jewellers expect rise in old gold exchange as prices and import duties stay high” Personal Finance News in CNBCTV18, Personal Finance Latest News, Personal Finance News · 18 May 2026
This article is reported by GoCredit's Editorial Team based on the source above. GoCredit synthesises, contextualises, and adds India-borrower-relevant analysis. We are not the original publisher.