Ayushman Bharat: Is Your Family Eligible for ₹5L Cover?

Ayushman Bharat gives eligible Indian families up to ₹5 lakh free health insurance per year. West Bengal has now joined the scheme, adding crores of new beneficiaries. Here is how to check if you qualify and get your Ayushman card.

Here's what happened: West Bengal has joined the Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (PM-JAY), making its residents eligible for ₹5 lakh annual health cover.. Ayushman Bharat covers hospitalisation costs at empanelled government and private hospitals — no premium is paid by the beneficiary family.. Eligibility is based on the Socio-Economic Caste Census (SECC) data; families can check status via the official Ayushman Bharat portal or by calling 14555..

What you should do: Check your eligibility right now at beneficiary.nha.gov.in using your mobile number or ration card number — takes under 2 minutes.. Visit your nearest Common Service Centre (CSC) or empanelled hospital with your Aadhaar card to get your Ayushman card printed for free.. If you already have private health insurance, do NOT cancel it — Ayushman Bharat covers only hospitalisation and excludes OPD, dental, and vision costs..

Pro tip: Ayushman Bharat covers pre-existing conditions from Day 1 with zero waiting period — a benefit most private health plans deny for 2-4 years.