8.25% EPF Credit: Did Your Account Get Updated?
EPFO is crediting 8.25% interest for FY 2025-26 into member accounts. If you haven't seen your balance update yet, don't panic — you can check via UMANG app, SMS, or the EPFO portal in minutes.
Your EPF earns more than most 1-year FDs — without you lifting a finger.
Your EPF account is earning this rate for FY 2025-26 — check now
Key Takeaways
Check your EPF balance on the UMANG app (My Account → EPF → View Passbook) to confirm the 8.25% interest has been credited.
Send 'EPFOHO UAN ENG' to 7738299899 from your registered mobile number for an instant SMS balance update — no internet needed.
Verify your UAN is linked to your current employer and Aadhaar is KYC-verified, or interest credit and withdrawals may get stuck.
EPFO is crediting 8.25% interest for FY 2025-26 into member accounts. If you haven't seen your balance update yet, don't panic — you can check via UMANG app, SMS, or the EPFO portal in minutes.
Here's what happened: EPFO is crediting 8.25% annual interest for FY 2025-26 into eligible member accounts across India.. Interest accrues monthly internally but is credited annually — a delay in credit does not mean you lose any interest.. Members can verify their updated EPF balance through the UMANG app, EPFO's e-Sewa portal, or by sending an SMS to 7738299899..
What you should do: Check your EPF balance on the UMANG app (My Account → EPF → View Passbook) to confirm the 8.25% interest has been credited.. Send 'EPFOHO UAN ENG' to 7738299899 from your registered mobile number for an instant SMS balance update — no internet needed.. Verify your UAN is linked to your current employer and Aadhaar is KYC-verified, or interest credit and withdrawals may get stuck..
If your passbook still shows last year's balance, wait 2–3 working days — EPFO credits interest in batches, and your amount is safe even if delayed.
Check Your EPF Balance
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- [1]“Did you receive 8.25% EPF interest today in your account? Here's how you can check it” Wealth-Economic Times · 16 Jul 2026
This article is reported by GoCredit's Editorial Team based on the source above. GoCredit synthesises, contextualises, and adds India-borrower-relevant analysis. We are not the original publisher.