₹2,499 Fee Waived: Is BOBCARD Eterna Worth

BOBCARD is offering its premium Eterna credit card with zero joining and annual fee until June 30. Normally ₹2,499, this lifetime free offer includes unlimited domestic lounge access, travel rewards, and a FITPASS membership — worth checking if you travel or dine out often.

Here's what happened: BOBCARD Eterna's ₹2,499 joining and annual fee is fully waived for new applicants who apply before June 30, 2026.. Card offers 15 reward points per ₹100 on travel, dining, and international spends, plus unlimited domestic airport lounge access.. BOBCARD claims regular users can save ₹4,500–₹5,000 annually; premium users could unlock value exceeding ₹1,00,000 per year via partner offers..

What you should do: Apply before June 30, 2026 on BOBCARD's website or Bank of Baroda branches to lock in the lifetime free offer — missing this deadline means paying ₹2,499.. Compare lounge access terms carefully: check if 'unlimited domestic lounge access' has any hidden spend-based conditions before applying.. Calculate your actual benefit — if you rarely travel or dine out, the 15X rewards on premium categories may not offset the card's premium positioning for your lifestyle..

Lifetime free cards have no annual fee forever — but 'lifetime' is tied to the card product, not your account. If BOBCARD discontinues or upgrades Eterna, fee terms can change. Always read the Most Important Terms & Conditions document.