₹2,499 Fee Waived: Is BOBCARD Eterna Worth
BOBCARD is offering its premium Eterna credit card with zero joining and annual fee until June 30. Normally ₹2,499, this lifetime free offer includes unlimited domestic lounge access, travel rewards, and a FITPASS membership — worth checking if you travel or dine out often.
₹2,499 annual fee = 500 cups of chai. This card saves you that every single year, forever.
Your joining and annual fee is waived — permanently, not just year one
Key Takeaways
Apply before June 30, 2026 on BOBCARD's website or Bank of Baroda branches to lock in the lifetime free offer — missing this deadline means paying ₹2,499.
Compare lounge access terms carefully: check if 'unlimited domestic lounge access' has any hidden spend-based conditions before applying.
Calculate your actual benefit — if you rarely travel or dine out, the 15X rewards on premium categories may not offset the card's premium positioning for your lifestyle.
BOBCARD is offering its premium Eterna credit card with zero joining and annual fee until June 30. Normally ₹2,499, this lifetime free offer includes unlimited domestic lounge access, travel rewards, and a FITPASS membership — worth checking if you travel or dine out often.
Here's what happened: BOBCARD Eterna's ₹2,499 joining and annual fee is fully waived for new applicants who apply before June 30, 2026.. Card offers 15 reward points per ₹100 on travel, dining, and international spends, plus unlimited domestic airport lounge access.. BOBCARD claims regular users can save ₹4,500–₹5,000 annually; premium users could unlock value exceeding ₹1,00,000 per year via partner offers..
What you should do: Apply before June 30, 2026 on BOBCARD's website or Bank of Baroda branches to lock in the lifetime free offer — missing this deadline means paying ₹2,499.. Compare lounge access terms carefully: check if 'unlimited domestic lounge access' has any hidden spend-based conditions before applying.. Calculate your actual benefit — if you rarely travel or dine out, the 15X rewards on premium categories may not offset the card's premium positioning for your lifestyle..
Lifetime free cards have no annual fee forever — but 'lifetime' is tied to the card product, not your account. If BOBCARD discontinues or upgrades Eterna, fee terms can change. Always read the Most Important Terms & Conditions document.
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- [1]“BOBCARD Extends Lifetime Free Eterna Credit Card Offer Till June 30, Offering Zero Joining and Annual Fees with Unlimited Domestic Lounge Access” NewsVoir · 22 May 2026
This article is reported by GoCredit's Editorial Team based on the source above. GoCredit synthesises, contextualises, and adds India-borrower-relevant analysis. We are not the original publisher.