Is KBL-Swarnabandhu Loan App Safe? RBI DLA Directory Verdict
Directory checked 2026-09-01
- ✅ Listed in RBI's DLA directory as “KBL-Swarnabandhu”
- 🏛️ Deployed by: KARNATAKA BANK LTD (BANK)
- 📧 Grievance officer: 8028062151.0
- 🛡️ Complaint route: RBI CMS portal (free)
🔍 KBL-Swarnabandhu — What RBI's DLA Directory Records
| Regulated entity | KARNATAKA BANK LTD (BANK) |
| Entity website | https://www.karamjyoti.in/ |
| Grievance officer | Suhas M |
| Grievance contact | 8028062151.0 |
📱 Distributed via: Google Play
Source: RBI — Digital Lending Apps deployed by Regulated Entities (public directory), checked 2026-09-01. Listings are reported by the regulated entities on RBI's CIMS portal without further validation by RBI — a listing is not an RBI endorsement. Always confirm the lender named inside the app matches the entity above before sharing documents.
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Is KBL-Swarnabandhu loan app safe?
KBL-Swarnabandhu is listed in RBI's public directory of Digital Lending Apps, deployed by KARNATAKA BANK LTD (BANK). The listing is reported by the regulated entity on RBI's CIMS portal — always confirm the lender named inside the app matches this entity before sharing KYC.
Which lender is behind KBL-Swarnabandhu?
KBL-Swarnabandhu is deployed by KARNATAKA BANK LTD, a BANK regulated by RBI. This is the legal lender named in your loan agreement.
KBL-Swarnabandhu customer care / grievance contact?
The grievance redressal officer on record is Suhas M — 8028062151.0. Use this official contact, not helpline numbers found via Google search (scam helplines target loan-app users).
How do I complain against KBL-Swarnabandhu?
Step 1: raise the issue inside the app. Step 2: email the grievance officer (8028062151.0). Step 3: no resolution in 30 days — escalate free to the RBI Ombudsman at cms.rbi.org.in.
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