CASHe Personal Loan EMI Calculator
Calculate your monthly EMI for CASHe personal loans at 27%-33% interest for amounts up to ₹4,00,000.
₹
₹1,000₹4,00,000
%
27.0%33.0%
3 Mo18 Mo
Monthly EMI
₹13,635
Total Interest
₹45,438
Total Payment
₹2,45,438
Monthly EMI
₹13,635
Principal Amount
₹2,00,000 (81.5%)
Total Interest
₹45,438 (18.5%)
Amortization Schedule
| Year | Principal | Interest | Total Paid | Balance |
|---|---|---|---|---|
| Year 1 | ₹1,24,258 | ₹39,362 | ₹1,63,620 | ₹75,742 |
| Year 2 | ₹75,734 | ₹6,076 | ₹81,810 | ₹8 |
CASHe Personal Loan at a Glance
Interest Rate
27%
to 33%
Max Amount
₹4,00,000
min ₹1,000
Min CIBIL
None
No CIBIL needed
Tenure
Up to 18 mo
min 3 months
CASHe Loan Details
| Interest Rate | 27% — 33% p.a. |
| Loan Amount | ₹1,000 to ₹4,00,000 |
| Tenure | 3 to 18 months |
| Processing Fee | 2% |
| Prepayment Charges | Nil |
| Min CIBIL Score | No minimum — accepts new-to-credit |
| Min Monthly Salary | ₹12,000 |
| Age Requirement | 18 to 55 years |
| Employment Types | Salaried, New-to-credit |
| Disbursal Time | 8 minutes |
EMI Example: ₹2,00,000 at 27%
Loan Amount: ₹2,00,000
Interest Rate: 27% p.a. (best rate)
Tenure: 18 months
Monthly EMI: ₹13,635
Total Interest: ₹45,430
Total Payment: ₹2,45,430
Pros
- +No CIBIL needed — uses Social Loan Quotient
- +Very fast disbursal (8 mins)
- +Good for young salaried borrowers
Cons
- -Very high interest rates (27-33%)
- -Short maximum tenure
CASHe EMI Calculator — FAQs
What is the EMI for a CASHe personal loan?
For a ₹2,00,000 loan at 27% interest for 18 months, the EMI would be approximately ₹13,635 per month. Total interest payable would be ₹45,430. Use the calculator above to try different amounts and tenures.
What interest rate does CASHe charge on personal loans?
CASHe charges personal loan interest rates starting from 27% p.a. going up to 33% p.a. The actual rate depends on your credit score, income, employment type, and existing obligations. A CIBIL score of 750+ typically gets you rates closer to the lower end.
What is the minimum CIBIL score for a CASHe personal loan?
CASHe does not have a strict minimum CIBIL score requirement. They may approve loans for borrowers without a credit history or with lower scores, though interest rates may be higher.
Can I prepay my CASHe personal loan early?
CASHe's prepayment policy: Nil. Prepaying your loan reduces the outstanding principal and can save you significant interest over the remaining tenure. Use the calculator to see how much you can save.
How fast does CASHe disburse personal loans?
CASHe typically disburses personal loans within 8 minutes. Disbursal time depends on document verification, KYC completion, and your profile. Existing CASHe customers may get faster disbursal through pre-approved offers.
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Calculate EMI →Compare CASHe with 14 other lenders — automatically
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