CASHe Loan EMI Calculator
CASHe personal loan EMI starts at ₹23,855/month at 72% interest. Calculate exact EMI for ₹15,000–₹3,00,000 loans with amortization schedule.
₹
₹15,000₹3,00,000
%
72.0%72.0%
3 Mo12 Mo
Monthly EMI
₹23,855
Total Interest
₹86,265
Total Payment
₹2,86,265
Monthly EMI
₹23,855
Principal Amount
₹2,00,000 (69.9%)
Total Interest
₹86,265 (30.1%)
Amortization Schedule
| Year | Principal | Interest | Total Paid | Balance |
|---|---|---|---|---|
| Year 1 | ₹1,99,994 | ₹86,266 | ₹2,86,260 | ₹6 |
By Gaurav Gupta, Credit SpecialistUpdated
CASHe Personal Loan at a Glance
Interest Rate
72%
to 72%
Max Amount
₹3,00,000
min ₹15,000
Min CIBIL
None
No CIBIL needed
Tenure
Up to 12 mo
min 3 months
CASHe Loan Details
| Interest Rate | 72% — 72% p.a. |
| Loan Amount | ₹15,000 to ₹3,00,000 |
| Tenure | 3 to 12 months |
| Processing Fee | 6% of loan amount |
| Prepayment Charges | Nil |
| Min CIBIL Score | No minimum — accepts new-to-credit |
| Min Monthly Salary | ₹50,000 |
| Age Requirement | 18 to 55 years |
| Employment Types | Salaried, New-to-credit |
| Disbursal Time | 8 minutes |
EMI Example: ₹2,00,000 at 72%
Loan Amount: ₹2,00,000
Interest Rate: 72% p.a. (best rate)
Tenure: 12 months
Monthly EMI: ₹23,855
Total Interest: ₹86,260
Total Payment: ₹2,86,260
Pros
- +No CIBIL needed — uses Social Loan Quotient
- +Very fast disbursal (8 mins)
- +Good for young salaried borrowers
Cons
- -Very high interest: 6% a month (72% a year)
- -6% processing fee on every loan
- -Minimum salary ₹50,000 a month
Popular with borrowers
CASHe EMI Calculator — FAQs
What is the EMI for a CASHe personal loan?
For a ₹2,00,000 loan at 72% interest for 12 months, the EMI would be approximately ₹23,855 per month. Total interest payable would be ₹86,260. Use the calculator above to try different amounts and tenures.
What interest rate does CASHe charge on personal loans?
CASHe charges personal loan interest rates starting from 72% p.a. going up to 72% p.a. The actual rate depends on your credit score, income, employment type, and existing obligations. A CIBIL score of 750+ typically gets you rates closer to the lower end.
What is the minimum CIBIL score for a CASHe personal loan?
CASHe does not have a strict minimum CIBIL score requirement. They may approve loans for borrowers without a credit history or with lower scores, though interest rates may be higher.
Can I prepay my CASHe personal loan early?
CASHe's prepayment policy: Nil. Prepaying your loan reduces the outstanding principal and can save you significant interest over the remaining tenure. Use the calculator to see how much you can save.
How fast does CASHe disburse personal loans?
CASHe typically disburses personal loans within 8 minutes. Disbursal time depends on document verification, KYC completion, and your profile. Existing CASHe customers may get faster disbursal through pre-approved offers.
Compare EMI Across Other Lenders
HDFC Bank
from 9.99% · up to ₹40,00,000
Calculate EMI →State Bank of India
from 10% · up to ₹20,00,000
Calculate EMI →ICICI Bank
from 9.99% · up to ₹50,00,000
Calculate EMI →Bajaj Finserv
from 10% · up to ₹55,00,000
Calculate EMI →Axis Bank
from 9.99% · up to ₹50,00,000
Calculate EMI →Kotak Mahindra Bank
from 10.99% · up to ₹35,00,000
Calculate EMI →🤖
GoCredit AI Loan Agent
AI se baat karo. Real offers. CIBIL pe zero impact.
Compare CASHe with 14 other lenders — automatically
GoCredit's AI agent finds the lowest EMI across 100+ lenders for your exact profile. CASHe might not be the cheapest option for you.
Find My Lowest EMI Loan →Free. No spam. No credit score impact.