IDFC First Bank EMI Calculator
IDFC First Bank is an RBI-registered lender (PVB). Put in your loan amount, interest rate and tenure below for the monthly EMI, total interest and full repayment schedule.
We don't publish IDFC First Bank's interest rates — take the rate from your sanction letter or ask them directly, then the figures here are exact.
Amortization Schedule
| Year | Principal | Interest | Total Paid | Balance |
|---|---|---|---|---|
| Year 1 | ₹94,041 | ₹18,939 | ₹1,12,980 | ₹1,05,959 |
| Year 2 | ₹1,05,959 | ₹7,012 | ₹1,12,980 | ₹0 |
Compare before you commit
The EMI only tells you half of it. The same amount at two percentage points less over four years is thousands of rupees you keep. GoCredit checks what you'd actually be offered across 100+ lenders as a soft enquiry, so your CIBIL score is untouched.
Compare My Actual OffersContacting IDFC First Bank
Taken from IDFC First Bank's RBI registration and its own website. Use these to confirm the rate you've been quoted, or to raise a complaint.
- Website
- www.idfcfirstbank.com
- Phone
- +91-1800-10-888
- Customer care
- banker@idfcfirstbank.com
- Grievance officer
- pno@idfcfirstbank.com
Full profile, RBI registration details and grievance process: IDFC First Bank lender page