121 Finance EMI Calculator
121 Finance is an RBI-registered lender (Factor). Put in your loan amount, interest rate and tenure below for the monthly EMI, total interest and full repayment schedule.
We don't publish 121 Finance's interest rates — take the rate from your sanction letter or ask them directly, then the figures here are exact.
Amortization Schedule
| Year | Principal | Interest | Total Paid | Balance |
|---|---|---|---|---|
| Year 1 | ₹94,041 | ₹18,939 | ₹1,12,980 | ₹1,05,959 |
| Year 2 | ₹1,05,959 | ₹7,012 | ₹1,12,980 | ₹0 |
Compare before you commit
The EMI only tells you half of it. The same amount at two percentage points less over four years is thousands of rupees you keep. GoCredit checks what you'd actually be offered across 100+ lenders as a soft enquiry, so your CIBIL score is untouched.
Compare My Actual OffersContacting 121 Finance
Taken from 121 Finance's RBI registration and its own website. Use these to confirm the rate you've been quoted, or to raise a complaint.
- Website
- www.121finance.com
- Phone
- +91 9314 121 121
- Customer care
- info@121finance.com
- Grievance officer
- grievances@121finance.com
Full profile, RBI registration details and grievance process: 121 Finance lender page