Zepto's ₹11,000 Cr IPO: Should You Apply?

Zepto is planning a massive ₹11,000 crore IPO by July 2025. Before you rush to apply, here's what every retail investor must know about IPO risks, fund blocking, and whether quick-commerce stocks are worth your money.

Here's what happened: Zepto is targeting an IPO of approximately ₹11,000 crore and aims to list on Indian stock exchanges before July 31, 2025.. Zepto will become the third quick-commerce company to list in India, after Swiggy and Blinkit parent Eternal, making the sector increasingly crowded.. Retail investors applying via ASBA will have their application money blocked in their bank account for up to 6–7 days until allotment is finalised..

What you should do: Check your bank account's ASBA/UPI IPO limit before applying — most UPI IPO applications are capped at ₹5 lakh per PAN.. Compare Zepto's valuation against listed peers Swiggy and Eternal before bidding — high valuations in loss-making firms mean higher risk for retail investors.. Apply only with money you won't need for 7–10 days, since blocked funds earn zero returns and cannot be withdrawn during the IPO window..

Apply in the last hour of IPO Day 3 — subscription data is clearest then, so you can gauge oversubscription and decide whether the allotment odds justify the risk.