StAR NPS Launch: Open Your Pension in 3 Steps
PFRDA has launched StAR NPS, a fully digital platform to join the National Pension System online. No paperwork, no branch visits — just Aadhaar, PAN, and a few minutes to start building your retirement fund.
Most Indians spend more time ordering Swiggy than it now takes to start an NPS account
You can now open your NPS account fully online — no forms, no branch visits
Key Takeaways
Visit the PFRDA or NPS Trust website and use StAR NPS to open your account with just your Aadhaar and PAN — takes under 10 minutes.
Start with a minimum contribution of ₹500 per month in Tier I — your investment qualifies for an extra ₹50,000 tax deduction under Section 80CCD(1B) beyond the ₹1.5 lakh 80C limit.
If you are salaried, ask your HR or payroll team to link NPS contributions directly to your salary — this adds an employer contribution of up to 10% of basic salary, also tax-free in your hands.
PFRDA has launched StAR NPS, a fully digital platform to join the National Pension System online. No paperwork, no branch visits — just Aadhaar, PAN, and a few minutes to start building your retirement fund.
Here's what happened: PFRDA launched StAR NPS — a new digital onboarding platform that lets anyone open an NPS account end-to-end online without physical paperwork.. The platform streamlines both enrolment and contributions, using Aadhaar-based e-KYC to verify identity instantly — cutting the process from days to minutes.. StAR NPS applies to Tier I (pension) and Tier II (voluntary savings) accounts, making NPS accessible to salaried workers and self-employed individuals alike..
What you should do: Visit the PFRDA or NPS Trust website and use StAR NPS to open your account with just your Aadhaar and PAN — takes under 10 minutes.. Start with a minimum contribution of ₹500 per month in Tier I — your investment qualifies for an extra ₹50,000 tax deduction under Section 80CCD(1B) beyond the ₹1.5 lakh 80C limit.. If you are salaried, ask your HR or payroll team to link NPS contributions directly to your salary — this adds an employer contribution of up to 10% of basic salary, also tax-free in your hands..
NPS gives you a unique double tax break — ₹1.5 lakh under 80C plus ₹50,000 extra under 80CCD(1B). That is up to ₹15,600 saved in taxes annually at the 30% slab, which most investors completely miss.
Start Your NPS Today
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- [1]“PFRDA launches StAR NPS: How the new digital onboarding process works and charges applicable” mint - money · 6 Jun 2026
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