SGB 2021 Matures: Did Your Gold Triple in Value?
RBI has set the premature redemption price for Sovereign Gold Bonds issued in 2021-22 Series III. Investors who bought these bonds are sitting on over 220% returns — far more than FDs or most mutual funds over the same period.
₹1 lakh invested in SGB in 2021 is worth over ₹3.2 lakh today — that's 6 years of chai money in one shot.
Your SGB investment from 2021 has more than tripled in value
Key Takeaways
Check your Demat or RBI Retail Direct account now to confirm if you hold SGB 2021-22 Series III units and verify the redemption date.
Decide whether to redeem at premature redemption or hold until full 8-year maturity in 2029 — full maturity redemption is completely tax-free.
If you missed this SGB series, compare current SGB prices on NSE/BSE or via your bank app and consider investing in the next available tranche.
RBI has set the premature redemption price for Sovereign Gold Bonds issued in 2021-22 Series III. Investors who bought these bonds are sitting on over 220% returns — far more than FDs or most mutual funds over the same period.
Here's what happened: RBI announced the premature redemption price for SGB 2021-22 Series III at approximately ₹15,512 per unit, due in June 2026.. Investors who purchased these SGBs around issue in 2021 at roughly ₹4,700–₹4,800 per gram are seeing returns exceeding 220% on their principal.. SGBs also pay a fixed 2.5% annual interest on the issue price on top of the capital gain, making total returns even higher..
What you should do: Check your Demat or RBI Retail Direct account now to confirm if you hold SGB 2021-22 Series III units and verify the redemption date.. Decide whether to redeem at premature redemption or hold until full 8-year maturity in 2029 — full maturity redemption is completely tax-free.. If you missed this SGB series, compare current SGB prices on NSE/BSE or via your bank app and consider investing in the next available tranche..
Redeeming SGB at maturity (8 years) means zero capital gains tax — but premature redemption after 5 years is taxed as per your income slab. Waiting 2 more years to 2029 could save you lakhs in tax.
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- [1]“RBI announces redemption price for SGB 2021-22 Series III, investors set for over 220% gains; check details” mint - money · 8 Jun 2026
This article is reported by GoCredit's Editorial Team based on the source above. GoCredit synthesises, contextualises, and adds India-borrower-relevant analysis. We are not the original publisher.