Ayushman Bharat: Is Your Family Covered for ₹5L?
West Bengal has joined Ayushman Bharat, giving millions more Indians access to free ₹5 lakh health insurance. If you haven't got your Ayushman card yet, here's exactly how to apply and what it covers.
₹5 lakh health cover = 10 years of average Indian family's medical OPD bills
Your family can get this much free health cover under Ayushman Bharat
Key Takeaways
Check eligibility instantly at pmjay.gov.in or call helpline 14555 — enter your mobile number or ration card details to see if your family qualifies.
Apply for your Ayushman card at your nearest Common Service Centre (CSC), empanelled hospital, or via the Ayushman App — carry Aadhaar and ration card.
If already eligible but uninsured, do NOT buy a standalone health policy before confirming your Ayushman status — it could save you ₹8,000–₹15,000 in annual premiums.
West Bengal has joined Ayushman Bharat, giving millions more Indians access to free ₹5 lakh health insurance. If you haven't got your Ayushman card yet, here's exactly how to apply and what it covers.
Here's what happened: West Bengal has officially joined the Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (PM-JAY) scheme, expanding coverage to crores of eligible residents.. Eligible families get up to ₹5 lakh per year in cashless health cover for hospitalisation across 25,000+ empanelled government and private hospitals nationwide.. The scheme targets economically weaker sections identified via SECC 2011 data — no premium payment required from the beneficiary family..
What you should do: Check eligibility instantly at pmjay.gov.in or call helpline 14555 — enter your mobile number or ration card details to see if your family qualifies.. Apply for your Ayushman card at your nearest Common Service Centre (CSC), empanelled hospital, or via the Ayushman App — carry Aadhaar and ration card.. If already eligible but uninsured, do NOT buy a standalone health policy before confirming your Ayushman status — it could save you ₹8,000–₹15,000 in annual premiums..
Ayushman Bharat covers pre-existing diseases from Day 1 with zero waiting period — something most private health insurance policies don't offer for 2–4 years.
Check Your Coverage Now
Open GoCredit App →References
- [1]“West Bengal joins Ayushman Bharat: How to apply for Ayushman card and get Rs 5 lakh health cover” Wealth-Economic Times · 8 Jun 2026
This article is reported by GoCredit's Editorial Team based on the source above. GoCredit synthesises, contextualises, and adds India-borrower-relevant analysis. We are not the original publisher.