Bajaj FinservVSFibe (EarlySalary)
Bajaj Finserv vs Fibe (EarlySalary) Personal Loan
Detailed side-by-side comparison — rates, eligibility, pros & cons. Find which is better for your profile.
Interest Rate
11–34% ✓
16–30%
Min CIBIL
685+
No minimum ✓
Max Amount
₹40,00,000 ✓
₹5,00,000
Min Salary
₹20,000
₹15,000 ✓
Disbursal
24 hours
24 hours
Processing Fee
Up to 3.93%
Up to 2%
Prepayment
Up to 4.72%
Nil
Type
NBFC
FINTECH
Bajaj Finserv wins on 2 features, Fibe (EarlySalary) wins on 2. But the best lender for you depends on your salary and CIBIL — not just the specs.
Bajaj Finserv
✅Flexible tenures (1-96 months)
✅Accepts 685+ CIBIL
✅Very wide reach across India
❌Higher interest rates for lower CIBIL
❌Processing fees can add up
Fibe (EarlySalary)
✅Works for NTC — no CIBIL required
✅Salary advance feature
✅Good for young salaried employees
❌Only for salaried employees
❌Lower loan amount limit
Frequently Asked Questions
Which is better — Bajaj Finserv or Fibe (EarlySalary) for personal loan?
It depends on your profile. Bajaj Finserv offers rates from 11% (needs CIBIL 685+), while Fibe (EarlySalary) starts at 16% (needs CIBIL 0+). GoCredit’s AI Loan Agent compares both and 50+ other lenders to find the best rate for your exact profile.
Bajaj Finserv vs Fibe (EarlySalary) — which has a lower interest rate?
Bajaj Finserv has the lower starting rate at 11%. However, your actual rate depends on CIBIL score and salary. Check your personalised rate on GoCredit.
What is the minimum CIBIL score for Bajaj Finserv and Fibe (EarlySalary)?
Bajaj Finserv requires 685+, Fibe (EarlySalary) requires no minimum. If your score doesn’t meet either threshold, GoCredit’s AI matches you with lenders that accept your current profile.
Should I apply to Bajaj Finserv or Fibe (EarlySalary)?
Instead of choosing one, use GoCredit’s AI Loan Agent to apply to both simultaneously along with 50+ other lenders. You get the best offer without multiple applications and hard enquiries.
Why Compare Just 2?
GoCredit's AI Loan Agent compares 100+ lenders simultaneously and finds the absolute best rate for your exact profile — salary, CIBIL, and loan amount. One click, all offers.
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Check Your Loan Eligibility
Instant result — no signup, no CIBIL impact