# GoCredit

> India's AI-powered personal loan aggregator. Compare 100+ RBI-registered lenders in 30 seconds — zero CIBIL impact. Loan Kavach ships free RBI complaint drafts and borrower-protection tools.

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## Money pages
- [Personal Loan](https://gocredit.money/personal-loan): Compare rates from 100+ RBI-registered lenders, city-wise
- [Personal Loan Eligibility](https://gocredit.money/personal-loan/eligibility): CIBIL, salary, age, docs, FOIR rules
- [CIBIL Score Hub](https://gocredit.money/cibil-score): Ranges, checks, improvement tips
- [How to Improve CIBIL](https://gocredit.money/cibil-score/how-to-improve): Practical 30/60/90-day improvement plans
- [Low CIBIL Loan Apps](https://gocredit.money/personal-loan-for/low-cibil-loan-app): Lenders that approve below 650
- [Loan Without CIBIL](https://gocredit.money/personal-loan-for/2000-loan-without-cibil): No-CIBIL-check options for first-time borrowers
- [Rs 2,000 Loan Without CIBIL](https://gocredit.money/personal-loan-for/2000-loan-without-cibil): Micro-loans for zero-history profiles
- [7-Day Loan Low CIBIL](https://gocredit.money/personal-loan-for/7-days-loan-low-cibil): Short-term emergency loans
- [EMI Calculator](https://gocredit.money/emi-calculator): Home / personal / auto loan EMI
- [All Loan Apps (100+)](https://gocredit.money/loan-app): Full RBI-registered loan app directory

## Loan Kavach (borrower rights + RBI complaint)
- [Loan Kavach Hub](https://gocredit.money/loan-kavach): Free RBI complaint drafter and borrower protection
- [RBI Complaint (full guide)](https://gocredit.money/loan-kavach/rbi-complaint): CMS portal + Nodal officer + Ombudsman routes
- [CMS Portal Complaint](https://gocredit.money/loan-kavach/rbi-complaint/cms-portal): Step-by-step CMS complaint filing
- [RBI Nodal Officer](https://gocredit.money/loan-kavach/rbi-complaint/nodal-officer): Nodal officer escalation for unresolved complaints
- [RBI Ombudsman](https://gocredit.money/loan-kavach/rbi-complaint/ombudsman): RB-IOS 2026 process
- [RBI Complaint Mail ID](https://gocredit.money/loan-kavach/rbi-complaint/mail-id): Verified RBI email addresses for complaints
- [Sachet Portal](https://gocredit.money/loan-kavach/rbi-complaint/sachet-portal): For deposit-taking-entity fraud
- [Recovery Agent Harassment](https://gocredit.money/loan-kavach/recovery-harassment): Your RBI rights against aggressive recovery
- [RBI Guidelines for Recovery Agents](https://gocredit.money/loan-kavach/recovery-harassment/rbi-guidelines-for-loan-recovery-agents): Fair Practices Code every agent must follow
- [Personal Loan Settlement](https://gocredit.money/loan-kavach/settlement/personal-loan-settlement): OTS + negotiation letter formats
- [CIBIL After Settlement](https://gocredit.money/loan-kavach/settlement/cibil-after-settlement): Recovery timeline post-settlement

## Products
- [AI Loan Agent](https://gocredit.money/ai-loan-agent): AI-powered lender matching and eligibility check
- [Credit Boost AI](https://gocredit.money/credit-score-ai): CIBIL improvement and simulation
- [Loan Kavach](https://gocredit.money/loan-kavach): Free RBI complaint drafter and lender-harassment defence
- [TARA — Refinancing Assistant](https://gocredit.money/tara/refinancing/lower-personal-loan-interest-rate): Balance transfer and refinancing calculator

## Optional
- [About](https://gocredit.money/about): Company, mission, team
- [Compliance](https://gocredit.money/compliance): RBI compliance, grievance redressal, lending partners
- [Report a Scam](https://gocredit.money/report-scam): Illegal lending-app report portal